Why Buying New Construction Beats Settling for a “Used” Home - Plus save $300 - $600 a month on your mortgage payment

A lot of buyers think buying an older, existing home is the safer play. It’s not always true—especially when you look at the numbers.

The Reality Check

• Rates: On an older resale, you’re staring at 6%+ interest. On new construction, I can often lock buyers in under 4%. That’s the difference between buying the house you like and affording the house you love.

• Repairs: With a resale, you’re inheriting someone else’s wear and tear—HVAC, roof, plumbing surprises. With new construction, everything is under warranty.

• Equity Growth: Builders in Fishers and the greater Indy area are dropping brand-new neighborhoods every month. Buying in early means you’re gaining equity while the next phases get more expensive.

Why Builders Don’t Advertise This

Builders want to sell at retail. They’re not going to tell you where the rate buy-downs, incentives, and hidden opportunities are. That’s where I come in. I know which builders are quietly offering below-market financing and which neighborhoods are about to pop.

Bottom Line

Buying new construction isn’t just about getting a shiny new house—it’s about getting more house for less money.



👉 Ready to see which neighborhoods are offering sub-4% rates right now? Fill this out, and I’ll send you the deals before they hit the market.