Why Buying New Construction Beats Settling for a “Used” Home - Plus save $300 - $600 a month on your mortgage payment
jcrenshaw • August 28, 2025
And you wont believe the 10's of thousands of dollars you will save.
Just ask me how. What do you have to lose?
A lot of buyers think buying an older, existing home is the safer play. It’s not always true—especially when you look at the numbers.
The Reality Check
- Rates: On an older resale, you’re staring at 6%+ interest. On new construction, I can often lock buyers in under 4%. That’s the difference between buying the house you like and affording the house you love.
- Repairs: With a resale, you’re inheriting someone else’s wear and tear—HVAC, roof, plumbing surprises. With new construction, everything is under warranty.
- Equity Growth: Builders in Fishers and the greater Indy area are dropping brand-new neighborhoods every month. Buying in early means you’re gaining equity while the next phases get more expensive.
Why Builders Don’t Advertise This
Builders want to sell at retail. They’re not going to tell you where the rate buy-downs, incentives, and hidden opportunities are. That’s where I come in. I know which builders are quietly offering below-market financing and which neighborhoods are about to pop.
Bottom Line
Buying new construction isn’t just about getting a shiny new house—it’s about getting more house for less money.
👉 Ready to see which neighborhoods are offering sub-4% rates right now? Fill this out, and I’ll send you the deals before they hit the market.
Let’s be real—divorce is hard. It’s emotional, complicated, and when your home is involved, it adds a whole other layer of stress. I’m Jack Crenshaw , but most folks around here know me as Just Jack —and if you're navigating a divorce and thinking about selling your home, I want you to know something up front: you don’t have to figure this out on your own. This is a major life change, but with a clear plan and the right support, we can tackle it—one step at a time.
💰 1. They Get Their Money Right Before They Fall in Love The house you want doesn’t care about your feelings — the seller wants to know you can pay. Get pre-approved , not just pre-qualified, before you start scrolling Zillow at midnight. 📋 2. They Know What They Want — and What They Don’t Successful buyers make a non-negotiable list and stick to it. If you hate stairs now, you’ll really hate them after moving boxes. ⚡ 3. They Move Fast but Don’t Rush In today’s market, hesitation kills deals. But making an offer without inspecting the bones? That kills your wallet. They act quickly and intelligently. 🤝 4. They Trust Their Agent (Me) You’ve got Google. I’ve got decades of experience, off-market access , and negotiation scars. Smart buyers let me do my job so they can do theirs — packing. 🏠 5. They Don’t Get Distracted by Pretty Granite counters can be replaced. The neighborhood can’t. Focus on location, layout, and resale potential — not the seller’s Joanna Gaines moment. 📈 6. They Play the Long Game A home is an investment and a lifestyle . They think about future needs, not just Instagram likes on move-in day. 😎 7. They Keep Their Cool in the Chaos Bidding wars, inspection drama, lender delays — I’ve seen it all. The best buyers let me handle the storm while they keep their eyes on the prize. 📲 Ready to become a Highly Successful Home Buyer? Call 317-341-2474 or visit www.JustJack.Realtor .
