💬 Let’s Talk Numbers: Just Jack’s Guide to Negotiating the Purchase Price

🧭 Step 1: Know the Market Before You Make a Move

Before we even talk numbers, it’s critical to understand the current local market conditions. Are we in a seller’s market (high demand, low inventory), a buyer’s market (lots of inventory, less competition), or something more balanced?

📍 In Indiana, market conditions can shift town to town—even neighborhood to neighborhood. That’s why I’ll always give you up-to-date local data, comps (comparable home sales), and insight before we write that first offer.

Jack’s Tip: If a home has been sitting for a while with no offers, we may have more room to negotiate. But if it just hit the market and has five other interested buyers, we may need to get creative with terms instead of focusing just on price.

💰 Step 2: Start with a Smart, Strategic Offer

You don’t want to lowball and risk offending the seller, but you also don’t want to overpay. That’s where experience (and me!) comes in.

Together, we’ll consider:

• How long the home has been on the market
• Seller’s motivation (Are they relocating quickly? Downsizing? Already bought another home?)
• Recent sales of similar homes nearby
• Any updates or repairs the home may need

From there, we’ll craft a starting offer that reflects market value, leaves room for negotiation, and protects your interests.

Jack’s Tip: It’s not always about price. Sometimes, adjusting things like your closing date, offering flexible move-in terms, or increasing earnest money can give your offer a competitive edge—even if you’re coming in a bit under asking.

🔍 Step 3: Use the Inspection to Your Advantage

Let’s say your offer is accepted—congrats! But we’re not done yet.

After your home inspection, we may discover needed repairs or issues. This is often the next opportunity to negotiate:

• Ask for repairs to be completed before closing
• Request a seller credit at closing so you can handle the fixes yourself
• Re-negotiate the price if the repairs are more than expected

Jack’s Tip: Keep your cool during this phase. The inspection isn’t a wishlist—focus on safety and big-ticket items like the roof, plumbing, foundation, or HVAC. These are the kinds of things sellers will take seriously.

📝 Step 4: Always Get Everything in Writing

Verbal promises mean nothing in real estate—everything needs to be written into the contract. I’ll make sure any negotiated changes (repairs, credits, price reductions, etc.) are legally documented and clearly understood by all parties.

Jack’s Tip: Don’t assume anything is “understood.” I’m here to double-check every detail and make sure nothing gets lost in translation.

🤝 Step 5: Know When to Walk Away (and When to Stand Firm)



Negotiation is a dance—and sometimes, the best move is stepping back.

If the seller won’t budge and the deal doesn’t feel right, you’re allowed to walk away. There are always other homes, and the right one won’t come with regret attached.

That said, if it’s the one, and we’re close to a fair deal, sometimes giving a little can get you a whole lot in return.

Jack’s Tip: I’ll never push you to make a move that doesn’t sit right with you. I’m here to advise, negotiate fiercely on your behalf, and keep your best interests at the heart of every decision.

💡 Final Thoughts from Just Jack

Negotiating the price of a home doesn’t have to feel like a battle. With the right information, timing, and an experienced agent on your side (hi, that’s me!), you can land a great deal and feel good about the whole process.

Whether you’re gearing up to buy your first home or your fifth, I’ve got your back—and I’ll make sure you walk away with the keys and a win.

Ready to get started or have questions? Let’s talk.
Reach out anytime—no pressure, just real advice from your local real estate guy.

— Just Jack